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Analysis
Upstart Holdings, Inc. (UPST)
Upstart Holdings, Inc. (UPST)
Ranking:
Buy
Implies positive momentum
Stock Name: Upstart Holdings, Inc.
Symbol: UPST
Market Cap: $6.24B
Industry: Financial - Credit Services
Sector: Financial Services
Website: https://www.upstart.com
About Upstart Holdings, Inc.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California. Please visit their website for more information.

Overview:
Last Close: $68.36
52 Week: $21.64-$81.00
MVA50: 50.62
MVA200: 36.91
RSI: 63.72
Buy/Sell*: 51.61
1-Month change: 39.99%
3-Month change: 60.34%
*Proprietary Buy Sell Volume Indicator
Price Chart For UPST
Financial Parameters Most Recent Quarter: (2024-Q3),2024-09-30
Revenue: $162M
Revenue Growth (YOY): 20.50%
Profit (% of Rev): 75.76%
Income (% of Rev): -4.17%
Income Growth (YOY): -83.24%
Operating Income: $-45M
Operating Cash Flow: $179M
Operating Cash Flow Growth (YoY): -273.39%
Annual Dividend Yield: 0.00%
Total Assets: $1.81B
Total Liabilities: $1.21B
Cash & Equivalent: $445M
Total Debt: $1.04B
Debt/Equity: 1.66
Quick Ratio: 6.65
Current Ratio: 6.65
Price/Book: 6.05
Price/Earnings: -133.39
EBITDA: $-1M
EPS: -0.075
Our Approach

Our proprietary analysis employs a weighted average approach integrating both functional and technical parameters, tailored to the sector, industry, and microeconomic factors. This methodology assigns dynamic weights to the parameters, with a focus on recent trends, ensuring a nuanced evaluation for informed investment decisions. Considering all the above parameters, in addition to some of the derived parameters of the stock in conjunction with its sector and macroeconomic conditions, our proprietary Weighted Average AI model gives a rank of Buy.

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